Understand your Danish mortgage – before you talk to the bank
Independent calculators, official rates and verified prices from Jyske Realkredit, Nordea Kredit, Realkredit Danmark and Totalkredit.
Tools
Loan calculator
Payment, interest, contribution and total cost of your loan.
How much can I afford?
How expensive a home your finances can carry.
Refinancing
Whether refinancing pays off – after tax.
Top-up loan
What it costs to borrow more against your home.
Home equity
Your home equity now and at today's price.
Compare institutions
Contribution and fees side by side for the same loan.
Prepare for your bank meeting with AI
Get your figures explained and a list of questions to ask the bank.
Rates right now
All rates from Danmarks NationalbankFixed rate
4.16%
August 2026
F5
3.06%
August 2026
F3
2.92%
August 2026
F1
2.40%
June 2026
Short rate
2.61%
June 2026
Rate excl. contribution (approx.) – Danmarks Nationalbank's average for new loans.
Verified prices
From the institutions' own price lists – dated with when we checked them.
Official rates
Average rates from Danmarks Nationalbank, checked every week.
Independent
No loan brokering and no payment from institutions.