---
title: "Danish mortgage institutions: fees and rates 2026"
description: "Compare weighted contribution rates, processing fees and price deductions at the four Danish mortgage institutions – from their own price lists."
url: https://realkredit.ai/institutter?lang=en
language: en-GB
last_verified: 2026-10-08
publisher: realkredit.ai (Benjamin Jochum)
---

# Danish mortgage institutions: fees and rates 2026

Institutions in alphabetical order. Weighted contribution = Σ(band width × rate) / 80 for an owner-occupied home with a fixed rate.

| Institution | Contribution fixed rate 0–80% (weighted) | Processing fee | Price deduction at payout | Price list valid from | Checked |
| --- | ---: | ---: | ---: | ---: | ---: |
| Jyske Realkredit | 0.563% | DKK 7,500 | 0.20 points | 1 October 2026 | 8 October 2026 |
| Nordea Kredit | 0.538% | DKK 3,500 | 0.20 points | 23 February 2026 | 8 October 2026 |
| Realkredit Danmark | 0.511% | DKK 8,000 | 0.25 points | 23 September 2026 | 8 October 2026 |
| Totalkredit | 0.738% | DKK 4,000 | 0.20 points | 1 July 2026 | 8 October 2026 |

- Jyske Realkredit: Loans are arranged by Jyske Bank.
- Nordea Kredit: Loans are arranged by Nordea.
- Realkredit Danmark: Loans are arranged by Danske Bank and Realkredit Danmark.
- Totalkredit: Loans are arranged by a large number of banks – including Nykredit Bank – which may charge their own fees.

The bank's own fees may come on top.

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> realkredit.ai provides general information and calculations – not personal, legal or financial advice, and nothing here is legally binding. The figures are indicative and based on your own numbers and the prices we have verified. Always check your loan offer, and talk to your bank, an independent adviser or a lawyer before you decide.

HTML version: https://realkredit.ai/institutter?lang=en · Rates checked 8 October 2026 · Error? digitaleannoncer@gmail.com